Terms and Conditions

Effective Date: November 11, 2025

Company: Broker Boyko LLC (“Company,” “we,” “our,” or “us”)

By accessing our website, submitting information, or using our services, you agree to these Terms and Conditions. Please read them carefully.

1. Services Provided

Broker Boyko LLC is a licensed mortgage broker in Arizona. We provide mortgage consultation, pre-qualification guidance, and loan application support by connecting borrowers with lenders. We do not directly fund loans.

2. Eligibility

To use our services, you must:

  • Be at least 18 years old.

  • Provide accurate and truthful information.

  • Reside in the United States.

3. No Guarantee of Loan Approval

Broker Boyko LLC does not guarantee loan approval, interest rates, or financing terms. Final decisions are made by lenders based on their underwriting criteria.

4. Use of Information

By submitting your information through our website, phone, or forms, you agree that we may:

  • Share your data with lenders, banks, and service providers necessary to process your application.

  • Contact you by phone, email, or SMS regarding consultations, appointments, and mortgage-related offers.

  • Retain records in compliance with state and federal laws.

5. SMS and Email Communications

By providing your phone number and email, you consent to receive automated, transactional, and promotional communications from Broker Boyko LLC.

  • Message frequency may vary.

  • Msg & data rates may apply.

  • You may reply STOP to SMS at any time or click “unsubscribe” in emails to opt out.

6. User Responsibilities

You agree not to:

  • Provide false or misleading information.

  • Use our website or services for fraudulent purposes.

  • Violate any applicable state or federal laws.

7. Limitation of Liability

Broker Boyko LLC is not responsible for:

  • Loan denials or unfavorable loan terms.

  • Errors or omissions in lender-provided information.

  • Technical issues, delays, or interruptions in service.

To the fullest extent permitted by law, Broker Boyko LLC disclaims liability for damages arising from your use of our services.

8. Privacy Policy

Your use of our services is also governed by our Privacy Policy. Please review it to understand how we handle your personal data.

9. Changes to Terms

We may update these Terms from time to time. Updates will be posted on our website with a revised effective date. Continued use of our services constitutes acceptance of the revised Terms.

10. Governing Law

These Terms are governed by the laws of the State of Arizona and applicable federal laws. Any disputes shall be resolved in the courts of Arizona.

11. Contact Us

For questions about these Terms and Conditions, contact us at:

Broker Boyko LLC

 Arizona, USA

 Phone: (602)410-1334

 Email: zboyko@adaxahome.com

 Website: laserfastclosing.com